Verify & legally contract with your customers in under 2 minutesYour customers never leave your app - we run quietly inside your product. eKYC was never easier.

VLens is Egypt's tested trust layer: more than 85% of the traffic of Egypt's FRA-regulated financial apps runs through our engine.

Get a demo API documentation
Approved byFinancial Regulatory Authorityof Egypt Digital identity and e-contracting infrastructure for regulated financial journeys. View FRA approval
Verify
Government checks in real time

Identity and mobile ownership via CSO and NTRA.

Sign
Legally binding e-contracts

Verified customer to signed agreement, no paper.

Secure
Encrypted and hosted in-country

PII and contracts protected for regulated use.

0M+Unique Identities Verified
0K+Daily API Requests
0+Enterprise Clients
0Countries - Egypt, Jordan & Libya
Trusted by Egypt's leading financial platforms
Capital markets
EFG One logoEFG OneBeltone logoBeltoneCI Capital logoCI CapitalTelda logoTeldaBokra logoBokraGranite logoGraniteMNT Halan logoMNT HalanAshal logoAshalEFG One logoEFG OneBeltone logoBeltoneCI Capital logoCI CapitalTelda logoTeldaBokra logoBokraGranite logoGraniteMNT Halan logoMNT HalanAshal logoAshalEFG One logoEFG OneBeltone logoBeltoneCI Capital logoCI CapitalTelda logoTeldaBokra logoBokraGranite logoGraniteMNT Halan logoMNT HalanAshal logoAshal
Lending
Contact logoContactValU logoValUHalan logoHalanMylo logoMyloSeven logoSevenTru logoTruOlivSouhoola logoSouhoolaForsa logoForsaMNZL logoMNZLWaseela logoWaseelaNiceDeer logoNiceDeerContact logoContactValU logoValUHalan logoHalanMylo logoMyloSeven logoSevenTru logoTruOlivSouhoola logoSouhoolaForsa logoForsaMNZL logoMNZLWaseela logoWaseelaNiceDeer logoNiceDeer
Insurance
Misr Life Insurance logoMisr LifeArope logoAropeSarwa logoSarwaMisr Life Insurance logoMisr LifeArope logoAropeSarwa logoSarwaMisr Life Insurance logoMisr LifeArope logoAropeSarwa logoSarwaMisr Life Insurance logoMisr LifeArope logoAropeSarwa logoSarwa
See it work

Digital Identity Verification

OTP possession

Enter your number to receive a one-time code

+20
Send code
Enter the code

Sent to 01•• ••• ••89

One-time SMS passcode

Scan your national ID

Place the card inside the frame

OCR · anti-forgery · anti-spoofing

Liveness check

Look straight ahead

Blink

✓ Real person - face matched to ID

Government verification

CSO confirms the ID, then NTRA confirms phone ownership

  • CSO - ID data matches government records
  • NTRA - phone number belongs to this ID holder
Identity verified

Digital identity created - ready to sign

Step 1 of 5 - OTP possession
5

Five checks. One verified identity.

OTP possession, national ID capture, liveness, and government verification of ID data and phone ownership - completed in minutes with zero paper.

  1. ✓

    OTP confirmed - possession proven

    A one-time code confirms the customer controls the phone used to start verification.

  2. ✓

    National ID captured

    Arabic OCR extracts the ID fields and the document is screened for forgery or tampering.

  3. ✓

    Liveness proven, face matched

    The live face is matched to the national ID photo, blocking photos, masks, and replays.

  4. ✓

    Government records confirm ID and phone

    The extracted ID data is verified against Civil Status Organization records, and NTRA confirms the phone number belongs to the same ID holder.

  5. ✓

    Identity verified

    The customer now has a government-verified digital identity, ready for legally binding e-contracts.

e-Contracting

Digital Contracting

Already verified? Three steps to a legally binding contract - assessed in the background, fully transparent to the customer, and registered with the regulator in real time.

  1. ✓

    Verified user authenticated

    The customer signs in with the digital identity created at onboarding - biometrics, no passwords.

  2. ✓

    Product questions answered

    The customer states what they need - amount, term, purpose - alongside the KYC questions.

  3. ✓

    Company assessment - in the background

    The institution's engine assesses and prices instantly: a consumer-finance limit, an insurance premium, or a capital-market commission.

  4. ✓

    Contract generated - what you see is what you sign

    One document assembles the verified identity data, the approved terms after assessment, and the customer's own answers.

  5. ✓

    Reviewed, agreed & signed with OTP

    The customer reviews, presses Agree & sign, and confirms with a one-time code inside the authenticated session.

  6. ✓

    Registered with the FRA - contract signed

    A real-time copy lands in the FRA's centralized registry and the customer's inbox. Only then is the contract signed - legally binding under Law No. 5 of 2022.

Step 1 of 6 - Verified login
Welcome back

Verified users sign in with their identity

Authenticating…

✓ Authenticated - verified identity

Tell us what you need

Product & KYC questions

EGP 50,000
EGP 18,500
Dokki, Giza
Assessing…

The company's engine works in the background

  • Income & obligations assessed
  • Risk profile scored
  • Terms & pricing computed
✓ Approved - limit EGP 50,000
Review your contract

Generated from verified data

e-Contract
Ref. VL-2026-041873
Verified identity
Approved terms - after assessment
Your answers
Signature
Law 5 / 2022

What you see is what you sign

Agree & sign
Confirm & sign

Enter the code sent to your number

OTP + authenticated session = your e-signature

Sealing the contract
Signed contract - VLens Sealed & encrypted ✓ Registration confirmed by the FRA
FRA centralized registry Receiving real-time copy… ✓ Copy registered - receipt returned
Your inbox Waiting… ✓ Signed copy delivered
Contract signed

Legally binding - Law No. 5 of 2022

Why VLens

Built for regulators. Trusted by finance.

The market's trust, the regulator's approval, and production numbers that prove it - Egypt's operating trust backbone, live in the real economy while alternatives remain theoretical.

  • ✓

    The metrics speak first

    4.1M+ validated identities, growing 600K+ a month. 900K-1.1M requests processed daily - authentications, verifications, OTPs, and contracts. New features and hot fixes shipped twice a month.

  • ✓

    Bank-grade security & encryption

    Asymmetric encryption of all PII and contracts on a distributed ledger, hosted in-country.

  • ✓

    Real market experience - every edge case

    Years in production across verification and e-contracting have hardened the platform against the market's real edge cases - not laboratory assumptions.

  • ✓

    Direct government integrations

    Real-time verification against the Civil Status Organization and NTRA - not database lookalikes.

  • Full FRA operational approval

    Egypt's first digital identity provider approved by the Financial Regulatory Authority of Egypt.

VLens VLens - trust backbone
FRA - approval & registry
CSO - civil records
NTRA - mobile ownership
48+ financial institutions
Approved byFinancial Regulatory Authorityof Egypt
  • FRA Decision No. 139 / 2023
  • FRA Decision No. 140 / 2023
  • FRA Decision No. 141 / 2023
  • FRA Decision No. 30 / 2025
  • e-Contracting - Law No. 5 / 2022
Services

First click to concluded contract - in as few as 4 steps

A complete journey of 4-8 steps, on one Arabic-first identity infrastructure - not a localized Western product.

Identity Verification (eKYC)

Arabic OCR extraction of every national ID field, anti-spoofing and anti-forgery detection, and direct verification against government records (CSO) and mobile ownership (NTRA).

Biometrics & Liveness

State-of-the-art face matching tuned for the small photos on Egyptian national IDs, with liveness assurance that blocks impersonation and presentation attacks.

e-Contracting

Legally binding digital contracts under Law No. 5 of 2022 - multi-signer flows, sequential signing, optional payment steps, and encrypted distributed storage.

ePassport Verification

International passports verified end to end - MRZ extraction, data cross-checks, and forgery screening for onboarding customers across borders.

AML & Fraud Screening

Sanctions and criminal-record screening with Arabic fuzzy name matching, plus dynamic blocking by location, device, IP, and number blacklists.

Document Intelligence

Beyond IDs: passports (MRZ), driving licenses, vehicle licenses, license plates, commercial registers, transliteration, and multi-document detection.

Platform status Live availability, incidents, and maintenance View live service updates and planned maintenance.
View status
Reference

Compliance and regulation

Egypt's identity-verification and digital-contracting rules, and who they bind.

FRA-Approved eKYC Providers and Digital Contracting in Egypt

FRA approval for eKYC and digital contracting in Egypt: Law 5 of 2022, Decisions 139-141 of 2023, the outsourcing register and VLens's registration.

Identity verification in Egypt: the FRA framework, government sources and national ID checks

How identity verification works in Egypt under the FRA: Decision 140, national ID checks with the Civil Status Organization, NTRA and the 2026 OTP rule.

KYC and eKYC Requirements in Egypt under the FRA Regime

KYC and eKYC requirements for non-banking finance in Egypt: Decision 140 of 2023, the Decision 186 of 2024 chain, the outsourcing register and records.

KYC Provider in Egypt: Criteria under the FRA Regime

Criteria for a KYC and eKYC provider in Egypt under the FRA regime: outsourcing register, CSO and NTRA checks, Arabic OCR, liveness, hosting, APIs.

Digital contracting in Egypt: the FRA rules for concluding contracts electronically

Digital contracting in Egypt under the FRA regime: Law 5 of 2022, Decision 140 of 2023, risk tiers, the digital register and the OTP at conclusion.

Egypt National ID Verification API: Digit Structure, Governorate Codes and Record Checks

The 14-digit Egyptian national ID structure, governorate codes, Arabic OCR, Civil Status record checks and what a national ID verification API returns.

Electronic Contracts in Egypt: Law 15/2004 vs Law 5/2022

Two regimes govern electronic contracts in Egypt: ITIDA e-signature under Law 15/2004, and FRA digital contracting under Law 5/2022 and Decision 140/2023.

Ready to onboard without borders?

Talk to our team and see the platform live on your own use case.

Contact sales API documentation

· +20 100 488 1447 · +20 100 106 0443